6141智慧树知到《商业与投资银行（Commercial a

题目描述

智慧树知到《商业与投资银行（Commercial and Investment Banking）》章节测试答案,智慧树 知到 商业与投资银行的答案如下：
智慧树知到《商业与投资银行（Commercial and Investment Banking）》章节测试答案
第1章 单元测试

1、Which of the following best defines a customer of a bank?

答案：Any individual or organisation which has used a bank account

2、There is no legal definition of a bank. Which of the following best describes a bank?

答案：any organization which acts a financial intermediary

3、Bank of America develops licensing agreements with other banks enabling them to issue BankAmericards, becoming the first”scheme”in 1965. True or false?

答案：对

4、At any time in economy, there are people who have more cash than what they actually need and are able to lend. They are called:

答案：Surplus agents

5、The participants in a financial system can be individuals, companies, financial institutions and governments. True or false?

答案：对

6、Which of the below transformation is not done by banks?

答案：Security

第2章 单元测试

1、There are two income streams of a bank. They are interest and fees. True or false?

答案：对

2、Capital of a bank is stated on its income statement. True or false?

答案：错

3、Mortgage or car loans are considered as insecure lending. True or false?

答案：错

4、Savings Banks are either mutually owned or stockholder owned entities. True or false?

答案：对

5、Which of the below is usually based on membership of people or customers with some similar interest, such as nurses, or teachers or even unions.

答案：Credit Unions

第3章 单元测试

1、Which of the below is the current financial regulatory system in the UK?

答案：Twin peaks

2、Which of the below is not one of the main areas that banks must satisfy supervisors on?

答案：Assets

3、Which of the below is not necessarily the role of central banks?

答案：Bank Supervision

4、In 1977, Bank of England was granted as the authority to set interest rates. True or false?

答案：错

5、The Bank of England manages the national reserves and hold the government’s gold. True or false?

答案：climax

6、Federal Reserve Bank was founded by the U.S. Congress in 1913 to operate as the central bank of the USA. True or false?

答案：对

7、The______comprises the European Central bank and the national central banks of those countries that have adopted the Euro.[1] [2] [3] [4] [5] [6] [7] [8]  下一页